# Credit Provisioning

The Credit Provisioning section is vital for the banking application. It assesses and manages credit risk related to loans and overdrafts and ensures the bank maintains sufficient provisions to address potential loan losses.

| Page Name              | Description                                                                                                       |
| ---------------------- | ----------------------------------------------------------------------------------------------------------------- |
| Loan Provisioning      | This page focuses on assessing the creditworthiness of individual loans and calculating the necessary provisions. |
| Overdraft Provisioning | This page deals with the provisioning of overdraft facilities, considering factors like exposure and risk.        |

### Core Features

* **Account Information:** This section displays detailed information about the specific loan or overdraft account, including the account number, customer details, and financial metrics.
* **Provisioning Status:** Indicates whether the account has been provisioned or not.
* **Provision Amount:** Shows the amount of provision allocated to the account.
* **Provisioning Criteria:** Defines the rules and criteria used to calculate the provision, often based on factors like risk rating, exposure, and historical performance.
* **Manual Adjustment:** Allows users to manually adjust the provision amount if necessary.
* **Export:** This feature enables users to export data to various formats (e.g., CSV, Excel) for further analysis and reporting.
* **Filtering and Searching:** This feature provides options to filter and search for specific accounts based on various criteria, such as account number, customer name, or loan type.


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