> For the complete documentation index, see [llms.txt](https://docs.udara360.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.udara360.io/core-features/reports/credit-provisioning.md).

# Credit Provisioning

The Credit Provisioning section gives you access to tools for reviewing and processing credit risk provisions for loan and overdraft accounts within Udara360. Provisioning ensures Udara360 maintains sufficient financial reserves to cover potential losses from non-performing loans and overdrawn accounts. Select a provisioning type from the sidebar to get started.