> For the complete documentation index, see [llms.txt](https://docs.udara360.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.udara360.io/core-features/account-management/fees/overdraft-fee.md).

# Overdraft Fee

The Overdraft Fee page enables you to manage fees for overdraft facilities on customer accounts, including creating, modifying, and tracking fees to ensure accurate reflection in customer accounts.

## Access The Fee Page

1. Log into the application using your credentials.
2. From the dashboard, navigate to **Accounts** in the side menu.
3. Select **Fees** from the dropdown list.
4. Select **Overdraft Fee** from the **Fees** dropdown list**.**

<figure><img src="/files/FEJWwIaI4MhhQLNSLLh7" alt=""><figcaption></figcaption></figure>

## Create A New **Overdraft** Fee

To create a new Overdraft fee:

1. Click on the “**Add**” button at the top of the page.
2. Fill in the Create New **Overdraft** Fee form fields:&#x20;
   * Fee Name: Enter a descriptive name for the fee.
   * &#x20;Fee Computational Model: Select the model or method for calculating the fee. Common computational models include:
     * Flat: A fixed amount charged irrespective of the loan amount.
     * Percentage: A percentage-based fee calculated on the loan principal or outstanding balance.
   * Amount: Enter the actual desired overdraft fee amount.
   * Fee Charge Cycle: Define how often the fee should be applied. Examples include:
     * **Daily:** Charged daily.&#x20;
     * **One-off**: Charged only once.
     * **Monthly**: Charged on a recurring monthly basis.
   * **Apply VAT?:** Toggle this option to decide if VAT should be applied to the fee or not.
3. Once you’ve filled in all the necessary fields, click “**Save**” to apply the new overdraft fee.
4. Confirm the action by selecting **“Yes, I want to proceed.”**

<figure><img src="/files/XsBYnwEqlQHxo3EYEl5n" alt=""><figcaption></figcaption></figure>

## View Existing **Overdraft** Fees:

To view an existing Overdraft fee:

1. In the Actions column, click the three vertical dots **(⋮)** next to the Overdraft fee you want to view.
2. Select **View** from the dropdown menu.
3. This will display the full details of the created Overdraft Fee.

<figure><img src="/files/9DynMIqBQBNDyLvr0IC4" alt=""><figcaption></figcaption></figure>

## Modify A **Overdraft** Fee:

To modify an existing CAM Fee:

1. In the Actions column, click the three vertical dots **(⋮)** next to the CAM fee you wish to modify.
2. Select **Modify** from the dropdown menu.
3. Update the necessary overdraft Fee details.
4. Click **Update** to save and apply the changes.
5. Confirm the action by selecting **“Yes, I want to proceed.”**

<figure><img src="/files/MvhE1bpwClzcOr2TQUhj" alt=""><figcaption></figcaption></figure>

## Activate/Deactivate A **Overdraft** Fee:

To activate/deactivate an existing CAM fee:

1. In the Actions column, click the three vertical dots **(⋮)** next to the CAM fee you wish to deactivate.
2. Select **Deactivate** from the dropdown menu.
3. Confirm the action by selecting **“Yes, I want to proceed.”**