# Overdraft
The Overdraft page lets you oversee and control customer account overdraft facilities. An overdraft is a credit line granted to account holders, allowing them to withdraw more than what is available in their accounts within the limits of the overdraft. This page allows you to monitor, modify, activate, and view overdraft accounts and track important details such as tenure, interest rates, and maturity dates.
This guide provides a complete overview of managing overdrafts within the system, including searching, adding, modifying, viewing, and activating overdrafts.
## Accessing the Overdraft Page
1. Log into the application using your credentials.
2. From the dashboard, navigate to **Accounts** in the side menu.
3. Select **Overdraft** from the Accounts dropdown list.
## Add a New Overdraft
To add a new overdraft:
1. Click the Add button at the top of the page.
2. Input the **Account Number, Account Name or Reference Number.**
3. Click on the **Search** button.
4. Select the desired row on the search result.
5. Enter the necessary information, such as **Account Name**, **Overdraft Limit**, Tenure (**Start-End Date**), and **Interest Rate**.
6. Specify the Start Date and Maturity Date of the overdraft.
7. Click **Save** to add the overdraft to the system.
## Modify an Overdraft
To modify an existing overdraft:
1. In the Actions column, click the three vertical dots (⋮) next to the overdraft you wish to modify.
2. Select **Modify** from the dropdown menu.
3. Make the necessary updates, such as changing the **Overdraft Limit**, **Tenure**, or **Interest Rate**.
4. Click **Save** to apply the changes.
5. Confirm the activation by selecting **“Yes, I want to proceed.”**
## Activate/Deactivate an Overdraft
To activate/deactivate an overdraft that is currently inactive:
1. In the Actions column, click the three vertical dots (⋮) next to the overdraft you wish to activate/deactivate.
2. Select **Activate/Deactivate** from the dropdown menu.
3. Confirm the activation by selecting **“Yes, I want to proceed.”**
