> For the complete documentation index, see [llms.txt](https://docs.udara360.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.udara360.io/core-features/operations/configurations/configurations.md).
# Configurations
The Configurations page serves as a comprehensive control centre within the Operations section, enabling administrators to manage account tiers, cash handling limits, institution branding, interest settings, tax rates, public holidays, working days, and other system-wide parameters.
#### Accessing the Configurations Page
1. Log into the application using your administrator credentials
2. From the dashboard, navigate to **Operations**
3. Under Operations, click on **Configurations**
4. Select **"Configurations"** from the submenu
> The page displays a sidebar of configuration sections: Account Tier Level, Cash Handling Limit, Central Webhook Config, Corporate Information, EOD Configuration, Institution Identity, Interest Information, Other Configurations, Public Holiday, Tax Information, Threshold Configuration, and Working Day.
#### Account Tier Level
Displays the transaction and balance limits for each customer tier:
| Tier | Single Deposit Transaction Limit | Cumulative Account Balance Limit |
| ------ | -------------------------------- | -------------------------------- |
| Tier 1 | 50,000 | 300,000 |
| Tier 2 | 100,000 | 500,000 |
| Tier 3 | 1,000,000 | 100,000,000,000 |
## Cash Handling Limit
Manages cash withdrawal and deposit limits by customer type and channel.
The page displays two tables: **Cash Withdrawal Table** and **Cash Deposit Table,** each listing S/N, Customer Type, Channel Type, Limit Period, Cash Limit, Fee Rate, and Targeted Trnx Codes.
**To add a new limit:**
1. Click **Update** at the top of the page
2. In the modal, select the Transaction Type, Target Customer Type, Channel Type, and Limit Period
3. Enter the Cash Withdrawal Limit and Excess Over Limit Fee Rate (%)
4. Select the Targeted Transactions
5. Click **Add to Table**
6. Click **Save**
7. Click **"Yes, I want to proceed"** to confirm, or **"No, thanks"** to cancel
> :pushpin:Existing entries can be removed from the modal's table via the **Remove** button before saving.
## Central Webhook Config
Configures the central webhook endpoint used for outbound notifications.
1. Click **Edit** to make the fields editable
2. Update the Webhook URL, Webhook Username, and/or Webhook Password
3. Click **Save Changes**
4. Click **"Yes, I want to proceed"** to confirm, or **"No, thanks"** to cancel
## Corporate Information
Displays and manages the institution's registered corporate details; registered name, RC number, country of operation, HQ location, authorized share capital, financial year end, branch and cash centre counts, state/LGA details, and key contact information (MD/CEO, Compliance Officer, Chief Finance Officer).
1. Click **Edit** to make the fields editable
2. Update the relevant fields
3. Click **Save Changes**
4. Click **"Yes, I want to proceed"** to confirm, or **"No, thanks"** to cancel
## EOD Configuration
Configures End-of-Day processing settings.
1. Click **Edit** to make the fields editable
2. Select the Preferred EOD Trigger (e.g. Managed by User)
3. Update the Email to Send Database Backup (comma-separated for multiple addresses)
4. Click **Save Changes**
5. Click **"Yes, I want to proceed"** to confirm, or **"No, thanks"** to cancel
## Institution Identity
Manages the institution's branding, digital signatures, and regulatory information, across three tabs: **Branding & Official Stamp**, **Signatures**, and **Official Regulatory**.
#### Branding & Official Stamp
1. Click **Edit** to make the fields editable
2. Set the Theme Primary Colour and Theme Secondary Colour
3. Select the Preferred Font
4. Set the Session Timeout (in minutes)
5. Upload the Logo on Document, Background Image Stamp, Official Digital Stamp, and Favicon
6. Click **Save Changes**
7. Click **"Yes, I want to proceed"** to confirm, or **"No, thanks"** to cancel
#### Signatures
Manages the digital signatures used for FD (Fixed Deposit) and Loan Agreement documents. Each of the four signature slots; FD Authorized Signature 1, FD Authorized Signature 2, Loan Agreement Authorized Signature 1, and Loan Agreement Authorized Signature 2 requires:
1. An uploaded signature image (jpg, png, or jpeg - max 10 MB)
2. The Full Name of Signer
3. The Position of Signer (e.g. CEO, MD)
4. Click **Edit**, make changes, then click **Save Changes**
5. Click **"Yes, I want to proceed"** to confirm, or **"No, thanks"** to cancel
#### Official Regulatory
1. Click **Edit** to make the field editable
2. Update the Regulatory Approval text (displayed on the footer of printed receipts)
3. Click **Save Changes**
4. Click **"Yes, I want to proceed"** to confirm, or **"No, thanks"** to cancel
## Interest Information
Configures interest accrual settings.
1. Click **Edit** to make the fields editable
2. Update the Number of Accruing Interest Days in a Year and Number of Yielding Interest Days in a Year
3. Toggle **Accrue Debit Interest where Account is not Funded** on or off
4. Click **Save Changes**
5. Click **"Yes, I want to proceed"** to confirm, or **"No, thanks"** to cancel
## Other Configurations
Manages miscellaneous operational settings and cheque processing rules.
1. Click **Edit** to make the fields editable
2. Select the Default Overdraft Interest
3. Toggle the relevant settings: Accrue Fee, Skip loan repayment falling on weekends/holidays, Allow Deposits on Dormant Accounts, Allow Force Debit on Account, Use Phone Number as Account Number, Enable Audit Trail for Customer Balance, Debit Customers for SMS Every End of Month, Enforce KYC at Customer Creation
4. Under Cheque Information, set the Default Cheque Clearing Duration (in days), toggle Apply Commission on Cheque Deposit, and enter the Commission on Cheques % and Commission on Cheques Income Account
5. Click **Save Changes**
6. Click **"Yes, I want to proceed"** to confirm, or **"No, thanks"** to cancel
## Public Holiday
Manages the public holiday calendar used for calendar-dependent processing (e.g. skipping loan repayments).
The page displays a table with S/N, Name, Frequency, Date, and Actions.
**To add a holiday:**
1. Click **Add**
2. Enter the Name
3. Select the Frequency (Continuous or Non-continuous)
4. Set the Date of Public Holiday
5. Click **Save**
**To modify or delete a holiday:**
1. Click the Actions icon (⋮) next to the entry
2. Select **Modify**, **View**, or **Delete**
3. If modifying, update the fields and click **Update**
## Tax Information
Configures applicable tax rates.
1. Click **Edit** to make the fields editable
2. Update the Value Added Tax (%), Individual Withholding Tax (%), and Corporate Withholding Tax (%)
3. Click **Save Changes**
4. Click **"Yes, I want to proceed"** to confirm, or **"No, thanks"** to cancel
## Threshold Configuration
Configures alert thresholds and notification recipients for SMS, Bills, and KYC activity.
Each section (SMS, Bills, KYC) displays a Type, an Amount, and Notification Emails (comma-separated).
1. Click **+ Add New** to add a new threshold section
2. Select the Type and enter the Amount
3. Enter the Notification Emails
4. Click **Remove** to delete a section
5. Click **Edit**, make changes, then click **Save Changes**
6. Click **"Yes, I want to proceed"** to confirm, or **"No, thanks"** to cancel
## Working Day
Configures which days of the week count as working days.
1. Click **Edit** to make the fields editable
2. Check or uncheck the relevant days (Sunday–Saturday)
3. Click **Save Changes**
4. Click **"Yes, I want to proceed"** to confirm, or **"No, thanks"** to cancel
