Fixed Deposit Profile Setup

The Fixed Deposit Profile Setup page allows you to configure fixed deposit products by setting their tenure, interest, and penalty rates. This page helps streamline the setup process, ensuring

The Fixed Deposit Profile Setup page allows you to configure fixed deposit products by setting their tenure, interest, and penalty rates. This page helps streamline the setup process, ensuring each deposit product is configured according to the bank’s policies.

Accessing the Fixed Deposit Profile Setup Page

1. Log into the application using your credentials

2. From the dashboard, navigate to E-Channels

3. Select Internet Banking

4. Click on FD Profile Setup

Create a Fixed Deposit Profile Setup

To create a new fixed deposit profile:

1. Click the Add button at the top of the Fixed Deposit Profile Setup page.

2. In the Create Fixed Deposit Profile Setup window, fill out the following fields:

   • Product: Select the fixed deposit product from the dropdown menu.

   • Product Code: Enter the unique code for the product.

3. Configure the deposit details by setting:

   • Tenure (In Months): Select the tenure for the deposit in months.

   • Interest Rate (%): Enter the interest rate for the selected tenure.

   • Penalty Rate (%): Enter the penalty rate for early withdrawal for the selected tenure.

4. To add additional tenures, click + Add New and repeat the steps for each new tenure period.

5. If you need to remove a tenure, click the Remove button next to that row.

6. Once all fields are configured, click Save to create the fixed deposit profile.

Modify A Fixed Deposit Profile

To update or modify an FD Profile setup:

1. Locate the Product Name you want to modify.

2. In the Actions column, click the three-dot icon (⋮).

3. Select Modify to open the modification options.

4. Make the necessary changes to the customer profile.

5. Click Update to apply the changes.

Deactivate A Customer Profile

To deactivate an FD Profile setup:

1. Find the Product Name you want to deactivate.

2. In the Actions column, click the three-dot icon (⋮).

3. Select Deactivate to remove.

4. Confirm the action by clicking Yes, I want to proceed when prompted.