> For the complete documentation index, see [llms.txt](https://docs.udara360.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.udara360.io/core-features/reports/credit-provisioning/overdraft-provisioning.md).

# Overdraft Provisioning

The Overdraft Provisioning page gives you a view of all overdraft accounts eligible for credit risk provisioning within Udara360. Use this page to review overdraft exposure, assess provision requirements, and process provisions as part of the periodic provisioning cycle. This guide will walk you through reviewing and processing overdraft provisions.

{% hint style="info" %}
This page displays records only when overdraft accounts eligible for provisioning are available in the system. If no records are available, the table will show "No records available."
{% endhint %}

## Accessing Overdraft Provisioning

1. Log into the application using your credentials.
2. From the dashboard, navigate to **Reports** in the side menu.
3. Expand **Credit Provisioning** and Select **Overdraft Provisioning** from the dropdown list

<figure><img src="/files/6MGYZ1cbFnH3KGDOOnNF" alt=""><figcaption></figcaption></figure>

## Processing an Overdraft Provision

1. Review the overdraft accounts displayed and select the accounts you wish to provision using the **Select** checkbox
2. Click **Show Summary** to view a summary of the selected accounts before processing
3. Click **Post Provision** to apply the provision to the selected accounts
4. To apply a full provision across all eligible accounts, enable the **Make Full Provision** toggle

## Exporting the Report

1. Click the **Export** button at the top right of the page
2. Select your preferred format; **CSV** or **Excel**
3. The file will download automatically to your device

## Filtering the Report

1. Click the **Filter** button at the top right of the page
2. Enter your preferred filter criteria
3. Click **Apply** to display the filtered results

<figure><img src="/files/wWrbd9qoxM8oPf7JibkK" alt=""><figcaption></figcaption></figure>

> :pushpin:Click **Reset Filter** to clear all applied filters and return to the full list.