Overdraft Provisioning

The Overdraft Provisioning page gives you a view of all overdraft accounts eligible for credit risk provisioning within Udara360. Use this page to review overdraft exposure, assess provision requirements, and process provisions as part of the periodic provisioning cycle. This guide will walk you through reviewing and processing overdraft provisions.

This page displays records only when overdraft accounts eligible for provisioning are available in the system. If no records are available, the table will show "No records available."

Accessing Overdraft Provisioning

1. Log into the application using your credentials.

2. From the dashboard, navigate to Reports in the side menu.

3. Expand Credit Provisioning and Select Overdraft Provisioning from the dropdown list

Processing an Overdraft Provision

1. Review the overdraft accounts displayed and select the accounts you wish to provision using the Select checkbox

2. Click Show Summary to view a summary of the selected accounts before processing

3. Click Post Provision to apply the provision to the selected accounts

4. To apply a full provision across all eligible accounts, enable the Make Full Provision toggle

Exporting the Report

1. Click the Export button at the top right of the page

2. Select your preferred format; CSV or Excel

3. The file will download automatically to your device

Filtering the Report

1. Click the Filter button at the top right of the page

2. Enter your preferred filter criteria

3. Click Apply to display the filtered results

📌Click Reset Filter to clear all applied filters and return to the full list.